MyCTSavings can help your employees succeed.

Employer eligibility

All Connecticut employers with five or more employees — each of whom has been paid more than $5,000 in the calendar year — are required by law to join MyCTSavings if they don’t offer a retirement plan for their employees. Sign-up is quick, easy, and free. Don’t wait until your registration deadline. You can join now.

Registration information

You’ll be notified by MyCTSavings when it’s time for your business to register. To begin, you’ll need:

  • Your Federal Employer Identification Number (EIN)

  • MyCTSavings Access Code from your notification

Already offer a retirement plan?

It’s great that you’re already taking steps to help your employees save for retirement! You can certify your exemption from the program using your Access Code.

Not sure if your plan qualifies for exemption? Visit our Frequently Asked Questions to find out or contact Client Services at 1-833-811-7435.

Your role in three easy steps

We know that running your business is your top priority. That’s why MyCTSavings is easy to set up and requires only light account maintenance. The process takes just three quick steps. We’ll take care of the rest, at no cost to you.


All Connecticut business owners with five or more employees can register today.

Set up

Upload payroll and employee info to the system and submit your employees’ savings contributions levels. You can even invite your payroll representatives or a delegate to help you facilitate this process.


All you’ll need to do once you’re set up is basic ongoing maintenance. This includes submitting your payroll details every pay period and keeping your employees’ payroll contributions and staff list up to date. That’s it!

Things you won’t be responsible for

As an employer, you’ll have a limited role in facilitating MyCTSavings so you can stay focused on running your business. You will not be responsible for:

  • Enrolling employees in MyCTSavings.

  • Answering questions about MyCTSavings and its investment portfolios, or helping employees choose investments.

  • Managing MyCTSavings investment options and processing employee investment change requests.

  • Processing distributions from employee investment accounts.

  • Managing employee investment account changes. Your employees will be responsible for maintaining their account information and settings if enrolled.

See how simple it is to register your business in MyCTSavings.

Download our Registration Checklist

Have questions? We’ve got answers in our FAQs.

Read the FAQs