MyCTSavings can help your employees succeed.

Program details

All eligible Connecticut employers are required by law to facilitate MyCTSavings if they don’t offer a retirement plan for their employees. Initial registration deadlines have passed but you can still take action by August 31, 2023.

Employers with 5-25 employees

If your business has 5-25 employees, your initial registration deadline was:

March 30, 2023

Employers with 26 or more employees

Your initial registration deadline has passed.

Don’t wait. Take action today!

Employer eligibility

Qualified employers with five or more employees in Connecticut — at least five of whom have been paid more than $5,000 in the calendar year — are required by law to join MyCTSavings if they don’t offer a retirement plan for their employees.* Sign-up is quick, easy, and free. Don’t wait until your registration deadline. You can join now!

Registration information

You’ll be notified by MyCTSavings when it’s time for your business to register. To begin, you’ll need your:

  • Federal Employer Identification Number (EIN)

  • MyCTSavings Access Code from your notification

Not sure of your deadline?

Check your notice or contact us at 

Already offer a retirement plan?

Employers who provide a qualified retirement plan to their employees should certify their exemption from the program using their provided Access Code.

Not sure if your plan qualifies for exemption? Visit our Frequently Asked Questions to find out or contact Client Services at 1-833-811-7435.

Your role in three easy steps

We know that running your business is your top priority. That’s why MyCTSavings is easy to set up and requires only light account maintenance. The process takes just three quick steps. We’ll take care of the rest, at no cost to you.



All qualified employers with five or more employees in Connecticut — at least five of whom have been paid more than $5000 in a calendar year — can register today.*


Set up

Upload payroll and employee info to the system and submit your employees’ savings contributions levels. You can even invite your payroll representatives or a delegate to help you facilitate this process.



All you’ll need to do once you’re set up is basic ongoing maintenance. This includes submitting your payroll details every pay period and keeping your employees’ payroll contributions and staff list up to date. That’s it!

Things you won’t be responsible for

As an employer, you’ll have a limited role in facilitating MyCTSavings so you can stay focused on running your business. You will not be responsible for:

  • Enrolling employees into their MyCTSavings Roth IRA.

  • Answering questions about MyCTSavings and its investment portfolios, or helping employees choose investments.

  • Managing MyCTSavings investment options and processing employee investment change requests.

  • Processing distributions from employee investment accounts.

  • Managing employee investment account changes. Your employees will be responsible for maintaining their account information and settings if enrolled.

*A qualified employer is any employer, whether for profit or not for profit, that had five or more employees in Connecticut on October 1, 2021, at least five of whom were paid $5000 or more in taxable wages in 2021. Qualified employers do not include those who were not in existence at all times during the current and preceding calendar years, and they do not include any employer employing only individuals whose services are excluded under the unemployment compensation law.

See how simple it is to register your business in MyCTSavings.

Watch a step-by-step video

Download our Registration Checklist

Have questions? We’ve got answers in our FAQs.

Read the FAQs