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  • What was the legislation that created MyCTSavings?

    In 2016, the Connecticut Legislature enacted Public Act 16-29, which created the Connecticut Retirement Security Authority — now called the Connecticut Retirement Security Program (CRSP) and housed in the Office of the State Comptroller -- which is responsible for creating MyCTSavings.

  • What was the legislation that created the MyCTSavings program?

    In 2016, the Connecticut Legislature enacted Public Act 16-29, which created the Connecticut Retirement Security Authority – now called the Connecticut Retirement Security Program (CRSP) and housed in the Office of the State Comptroller – which is responsible for creating MyCTSavings.

  • When can I register?

    MyCTSavings is available right now to all eligible Connecticut employers. Official registration communications with unique Access Codes and instructions are being sent to businesses throughout 2022 and early 2023. When you receive your communication, simply enter your EIN and the Access Code that...

  • When do I need to enroll new employees?

    Per Connecticut state statute, employees must be employed for at least 120 days before being enrolled.

  • Where can I find a copy of the MyCTSavings program rules?

    The MyCTSavings program rules are detailed here.

  • Where can I find a copy of the program rules?

    The MyCTSavings program rules are posted here.

  • Where can I find information about investments, fees, risks, and other program details?

    The information you want is detailed in our Program Description.

  • Where do my automatic contributions go?

    They’re deposited into a Roth IRA that is yours to keep for life and that you control completely.

  • Where should I turn if I have an issue or concern with a MyCTSavings account?

    We're always available to answer any questions or concerns you may have. Whether you want to call, email, or send us something by mail, you can get our contact information here.

  • Which businesses are eligible to participate in MyCTSavings?

    All qualified employers with five or more employees in Connecticut — at least five of whom have been paid more than $5,000 in the calendar year — are required by law to join MyCTSavings if they don’t offer a retirement plan for their employees.* If your business offers a qualified retirement plan...

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MyCTSavings is overseen by the Connecticut Office of the State Comptroller (“Comptroller”). Vestwell State Savings, LLC, dba Sumday Administration (“Sumday”), is the program administrator. Sumday and its affiliates are responsible for day-to-day program operations. Participants’ who use MyCTSavings beneficially own and have control over their Roth Individual Retirement Accounts (“IRA”), as provided in the program offering set out at myctsavings.com.

MyCTSavings’ Portfolios offer investment options selected by the Comptroller. For more information on MyCTSavings’ Portfolios, go to MyCTSavings.com. Account balances in MyCTSavings will vary with market conditions and are not guaranteed or insured by the Comptroller, the State of Connecticut, the Federal Deposit Insurance Corporation (“FDIC”) or any other organization.

MyCTSavings is a completely voluntary retirement program. Saving through a Roth IRA will not be appropriate for all individuals. Employer facilitation of MyCTSavings should not be considered an endorsement or recommendation by your employer of MyCTSavings, Roth IRAs, or these investments. Roth IRAs are not exclusive to MyCTSavings and can be obtained outside of the program and contributed to outside of payroll deduction. Contributing to a MyCTSavings Roth IRA through payroll deduction offers some tax benefits and consequences. You should consult appropriate professional advice or consultation if you have questions related to taxes or investments.

The MyCTSavings name and the MyCTSavings logo are trademarks of the Comptroller and may not be used without permission.

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