MyCTSavings
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  • Are there income limits to participate in MyCTSavings?

    Yes, you must determine if you meet federal income limits. If you don’t, you can’t contribute to Roth IRA accounts. Simply put, if you make over a certain amount of income in a given year, you may not be eligible. This income limit is determined by the IRS and is based on something called your...

  • Are there legal protections from creditors for my funds?

    Your MyCTSavings account is structured as an IRA and may be protected from creditors. Circumstances vary, and you should consult with an appropriate expert if you need specific guidance.

  • Are there measures to keep my account safe from cyber threats?

    MyCTSavings has processes in place to protect the security of employee accounts and information. Our program administrator, Vestwell, utilizes reasonable security technologies to protect sensitive information in accordance with industry and regulatory standards, which may include encryption,...

  • Are workers of only certain immigration statuses eligible for the program? What about undocumented workers?

    Only workers with a verifiable Individual Tax Identification Number (ITIN) or Social Security number (SSN) can participate in the program. If a worker's information cannot be verified, the worker will not be enrolled, and an account will not be established for him or her.

  • Autoenroll Notice / Opt-Out Form

  • Autoenroll Notice / Opt-Out Form (Espanol)

  • Beneficiary Addendum Form

  • Beneficiary Designation Form

  • Beneficiary Designation Form (Espanol)

  • Can cannabis-related businesses facilitate MyCTSavings?

    Yes, cannabis-related businesses can facilitate MyCTSavings.

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MyCTSavings
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1-833-811-7435

Employee assistance
1-833-811-7436

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MyCTSavings is overseen by the Connecticut Office of the State Comptroller (“Comptroller”). Vestwell State Savings, LLC, dba Sumday Administration (“Sumday”), is the program administrator. Sumday and its affiliates are responsible for day-to-day program operations. Participants’ who use MyCTSavings beneficially own and have control over their Roth Individual Retirement Accounts (“IRA”), as provided in the program offering set out at myctsavings.com.

MyCTSavings’ Portfolios offer investment options selected by the Comptroller. For more information on MyCTSavings’ Portfolios, go to MyCTSavings.com. Account balances in MyCTSavings will vary with market conditions and are not guaranteed or insured by the Comptroller, the State of Connecticut, the Federal Deposit Insurance Corporation (“FDIC”) or any other organization.

MyCTSavings is a completely voluntary retirement program. Saving through a Roth IRA will not be appropriate for all individuals. Employer facilitation of MyCTSavings should not be considered an endorsement or recommendation by your employer of MyCTSavings, Roth IRAs, or these investments. Roth IRAs are not exclusive to MyCTSavings and can be obtained outside of the program and contributed to outside of payroll deduction. Contributing to a MyCTSavings Roth IRA through payroll deduction offers some tax benefits and consequences. You should consult appropriate professional advice or consultation if you have questions related to taxes or investments.

The MyCTSavings name and the MyCTSavings logo are trademarks of the Comptroller and may not be used without permission.

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